Posts Tagged ‘$$$’

PostHeaderIcon AN EMPTY PURSE FRIGHTENS FRIENDS AWAY

By Vernalee
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An empty purse frightens away friends is an English proverb which means that when one’s financial situation deteriorates, friends tend to disappear.
When the cash is plentiful, so are the friends. They are everywhere. You can’t get rid of them … but are they really friends?
Prolific author Thomas Fuller said and I quote,
“He’s my friend who speaks well of me behind my back. If you have one friend, you have more than your share.”
We were taught, “If they are your friends, they will be with you through thick and thin.” If they disappear when the cash is low, they were only there for the benefits, not the friendship.
They fit the bill, “Nobody knows you when you’re down and out!”
You don’t need fake friends – whether you are up or down; with cash or not.
It’s better now than later that you found them out!
By the way, this proverb is gender neutral. For my guys, I didn’t want to leave you out, (the same is true for an empty wallet), so this one applies to you too!
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Photo credit: www. go-graph.com; www.davelear.com

PostHeaderIcon HOW THE MILLIONAIRES AND MIDDLE CLASS THINK?

By Vernalee
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Keith Cameron Smith in his book, “The Top 10 Distinctions between the Millionaires and the Middle Class” provides clear cut distinctions on how millionaires and the middle class populace think. Without question, we are and / or become what we think! Our thoughts eventually parlay into our actions.
As you examine Smith’s 10 Distinctions, you may be amazed at the specified thought processes; thus, demonstrating the importance of your mindset toward goal accomplishments. Let’s take a look.
Distinction # 10 Millionaires think long term.
The middle class thinks short term.
Distinction # 9 Millionaires talk about ideas.
The middle class talks about things and other people.
Distinction # 8 Millionaires embrace change.
The middle class is threatened by change.
Distinction # 7 Millionaires take calculated risks.
The middle class is afraid to take risks.
Distinction # 6 Millionaires continually learn and grow.
The middle class thinks learning ended with school.
Distinction # 5 Millionaires work for profits.
The middle class works for wages.
Distinction # 4 Millionaires believe they must be generous.
The middle class believes they can’t afford to give.
Distinction # 3 Millionaires have multiple sources of income.
The middle class only has one or two.
Distinction # 2 Millionaires focus on increasing their net worth.
The middle class focuses on increasing their paychecks.
Distinction #1 Millionaires ask themselves empowering questions.
The middle class asks disempowering questions.
Now then … What are you thinking?
What is your mindset? How rich (or poor) are you in your thinking? You have time to refocus. It’s never too late to change, if need be. Don’t be a wannabe! Don’t operate with Champaign taste on a beer budget! Realize your fullest potential – which may change your thoughts, habits, actions, and of course, your spending!
Photo credit: www.amazon.com

PostHeaderIcon 20 HIDDEN SOURCES OF INCOME LAYING AROUND IN YOUR HOME

By Vernalee
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Do you want to make some extra money? The answer is probably yes. Let’s go hunting around your house for items that we can translate into dollars. Here’s the list:
20 Hidden Sources of Income:
1. Clothing
2. Designer Shoes & Handbags
3. Jewelry
4. Computers
5. Cell phones
6. Gift Cards
7. Books
8. Children’s Toys
9. Collectible Dolls
10. Furniture
11. Musical Instruments
12. Sporting Goods
13. Sports Memorabilia
14. Antiques
15. Artwork
16. China set
17. Silver
18. Savings Bonds
19. Appliance Parts
20. Video Games.
Before you pull out your calculator, I know that many of you have some if not most of these items in your house. Now comes the hard part; the challenge. What do you part with; what do you keep for old times sake; what do you sell? Before you decide, you start thinking about the sentimental value of it all! Right?
Then you realize how difficult the task really is. I am here to tell you that my children’s collection of cell phones alone would make me a small fortune. I can’t decide, so I’ll hold on to them for now. This cognitive deduction is why my children’s antiquated cell phones of old (and pagers, remember those) are still lying around the house occupying precious space and collecting dust! Moving on, I will consult with my adult children before I discard their things. The two of them are great thinkers! Maybe, they can help me declutter. I’ll even give them the cash proceeds from the sales. Great thinking and incentive! Agreed?
So I asked and they responded. “C’mon Mommy, you can’t possibly sell our old cell phones, Nintendo games, Barbie dolls, xylophone, bobble heads, baseball gloves, leather jackets, rocking chair, sewing machine, air brush machine, prom dresses, baseball caps, roller skates, skate boards, footballs, art kits, books, or our first computer. We know that it is a lot, but these items have historical significance; they have collective pleasurable memories for us. Besides, their value will increase in a few years.
Just keep our old stuff neatly stored in our closets! Certainly, you can find somewhere in your big house to put your things and hang your clothes. When you run out of space, you can always use the garage for extra storage space.”
There you have it! Nothing changed! See what bringing other folks into your decision making does!
Photo credit: money.howstufffworks.com; Source: www.msn.com

PostHeaderIcon ARE YOU BEING SHORTCHANGED?

royal-rbc-650-up-to-1,000-bills-minute-electric-cash-counterBy Vernalee
Some things are better left simple. We need not complex the issue.
I was watching the Today Show this week and there was a feature on money machines that count dollar bills and coins. Apparently, the machine was registering an amount less than what was inserted. In other words, the money machine was shortchanging (i.e. cheating) the customer by computing a lesser amount.
That’s money; dollar bills y’all! Now, allow me to ask a personal question. You don’t have to answer – your prerogative; but it is certainly food for thought. Are you being shortchanged? Are people giving you less than what is expected / deserved or less than you are giving them? Are you allowing them to do so by settling for less? Before answering, it begs to ask another salient question, “If technology cheats you, why wouldn’t people?”
Stop! Don’t let them get away with it! Just like you count your dollars; it may be wise to take account of what you are receiving from people. The measuring spoon belongs to you as does the ability to take or leave what you found on the table … if it doesn’t measure up! As you become wiser so does your counting proficiencies. Emotional mathematics will become one of your stronger suits. The outcome is what counts; what adds up! Do the math!
Photo credit: www.abcoffice.com

PostHeaderIcon 20 HIDDEN SOURCES OF INCOME LYING AROUND YOUR HOME

By Vernalee
image
Do you want to make some extra money? The answer is probably yes. Let’s go hunting around your house for items that we can translate into dollars. Here’s the list:
20 Hidden Sources of Income:
1. Clothing
2. Designer Shoes & Handbags
3. Jewelry
4. Computers
5. Cell phones
6. Gift Cards
7. Books
8. Children’s Toys
9. Collectible Dolls
10. Furniture
11. Musical Instruments
12. Sporting Goods
13. Sports Memorabilia
14. Antiques
15. Artwork
16. China set
17. Silver
18. Savings Bonds
19. Appliance Parts
20. Video Games.
Now comes the hard part; the challenge. What do you part with; what do you keep for old times sake; what do you sell? The sentimental value of it all… This is not an easy task! My family’s collection of cell phones alone would make me a small fortune. My thought – they will probably be more valuable in a year or two. Oh my! I can’t decide, so I’ll hold on to them for now. This is logical thinking, right? This cognitive deduction is why my children and my antiquated cell phones of old (and pagers, remember those) are still lying around the house occupying precious space and collecting dust! Moving on, I will consult with my adult children (who left the nest many moons ago) on moving the other items. The two of them are great thinkers! Maybe, they can help me declutter. I’ll even give them the cash proceeds. So I asked and they responded. “C’mon Mommy, you can’t possibly sell our Nintendo games, Barbie dolls, xylophone, cell phones, bobble heads, baseball gloves, leather jackets, rocking chair, sewing machine, air brush machine, prom dresses, baseball caps, roller skates, skate boards, footballs, art kits, books, or our first computer. We know that it is a lot, but these items have historical significance; these items have collectible memories for us. Just keep them neatly stored in our closets! Certainly, you can find somewhere in your big house to put your stuff and hang your clothes. When you run out of space, you can always use the garage for extra storage space.” There you have it! See what bringing other folks into your decision making does!
Photo credit: money.howstufffworks.com; Source: www.msn.com

PostHeaderIcon The House always wins!

By Vernalee
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Many love the casinos. I am one! I am also a competent mathematician. Before sitting at the Black Jack Table or pulling the lever on the Wheel of Fortune slot machine, I know the odds. I carry a number of casino reward cards. You know we like to get the free $25.00 gambling allowance to get us started. I have so many “casino” stories that stretch beyond gambling. Allow me to share. One night in Detroit, a friend and I on a losing streak decided to play one more round. As we sat in the comfortable chairs, (the more comfy they are, the longer you will stay), we smelled this amazing aroma that hinted of collared greens. Our noses were not all the way wrong! A lady had cabbage greens and corn bread in a container tucked in a brown paper bag. When she noticed that we noticed the smell, she said, “If I lose my money, at least my tummy will be full!” There you have it! It’s more in the casinos than Lady Luck. There are people from all walks of life. There are also people who surreptitiously bring their lunch! They make you forget that you walked out with less cash than you walked in with … at least for a moment! The “house” that keeps getting richer kept some of your cash!
Photo credit: www.enwikipedia.org

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